I believe people make better financial decisions when they actually understand their options.

Hi, I'm Stacy Summers. I'm a mortgage loan officer, Air Force veteran, mom, and someone who understands that life doesn't always follow a perfectly planned path.

Before entering the mortgage industry, I spent more than 20 years working in logistics, supply chain, and program management, including years of military service. Those experiences taught me how to listen, solve problems, navigate complicated processes, and most importantly, serve people well.

My own journey has also taught me that major financial decisions can feel overwhelming, especially when you're trying to figure out what you qualify for, what you can comfortably afford, or whether you're even ready to take the next step. That's one of the reasons I became passionate about mortgage education.

I don't believe your first conversation with a loan officer should begin with, "Fill out this application." I think it should begin with, "Tell me what you're trying to accomplish."

Whether you're buying your first home, using your VA benefits, investing in real estate, preparing for homeownership in the future, or simply trying to understand your options, my goal is to meet you where you are.

Sometimes the answer is, "You're ready." Sometimes it's, "We have a few things to work on first." And sometimes it's simply, "Here are your options. Now you can decide what makes sense for you."